Fee Only Financial Planning
Holistic Fee Only Planning Services, from Investment Advice to 401(k)'s and Annuities
Fee Only
No Commissions or Sales of Financial Products like Mutual Funds, Insurance, and Annuities. We take the responsibility to always act in our client's best interest over our own seriously.
Expertise
As a Certified Fund Specialist (CFS®), Certified Annuity Specialist (CAS®), and Accredited Investment Fiduciary (AIF®), Portfolio Manager Victor Schramm is an expert in selecting the Funds we use to construct long-term, low-cost portfolios in concert with a foundation of financial planning and principles of Fiduciary standards of care.
Fiduciary
We take pride in being an independent, Fiduciary focused firm. It allows us to work freely with a variety of custodians, providers, and professionals that we trust. It also allows us to work with clients from all walks of life and backgrounds, from the simplest investment plan set up to the most complex legacy wealth management.
Returning Clients
Resources, Tools, News & Views (our Blog & YouTube Podcast), and Info for Returning Clients
New Clients & Others
New Clients, Referrals, and Allied Professionals: Learn More About Our Fee Only, Fiduciary Focused Firm
WHO WE ARE
Chaim Investment Advisors is led by Portfolio Manager and Financial Planner Victor Schramm, CFS®, CAS®, AIF®
Founded in 2014, Chaim Investment Advisors was founded with the mission to provide low cost, financial planning based investment advice to businesses and families across Oregon.
“Chaim” Victor Schramm, CFS®, CAS®, AIF®
Portfolio Manager, Financial Planner, & Owner of Chaim Investment Advisors
Pablo K. Lasha, CHSA®
Investment Advisor Representative
OUR SERVICES
Chaim Investment Advisors provides a broad range of Financial Planning & Investment Advisory services.
Learn about our full range of services
Financial Planning
Investment Advice
Business Retirement Plans
Variable Annuities
SOCIALLY RESPONSIBLE INVESTING
Chaim Investment Advisors is committed to Socially Responsible Investing and the Environment, Social, and Governance (ESG) model of portfolio construction
SOCIALLY RESPONSIBLE INVESTING
As experts in ETF & Mutual Fund analysis, we specialize in using Socially Responsible Investing tools in building and managing portfolios
No matter what "Socially Responsible Investing" looks like to you, we work with clients to identify areas to invest in as well as areas to avoid while meeting investing goals of staying low-cost and well diversified
SEE ALL SERVICES
We're a firm that offers a full range of services, from providing 401(k)'s to rescuing unwanted life insurance and variable annuities.
OUR MISSION
To provide a wide range of Fee Only, low cost financial services to clients, founded on financial planning and specializing in efficient portfolio construction.
- Victor Schramm, CFS®, CAS®, AIF® | Investment Advisor
BOOK YOUR FREE INTRODUCTORY MEETING
Set a meeting with Chaim Investment Advisors for your free initial consultation.
FROM OUR BLOG
Sharing our thoughts and vision. Here you can read insights from our leaders and find out what makes us who we are.
The Ecclesiastes Investor V- Eternity Money
By "Chaim" Victor Schramm, CFS®, CAS®, CDFS®, AIF®The Ecclesiastes Investor V- Eternity Money What value, then, can the man of affairs get from what he earns?… (G-d) brings everything to pass precisely at its time; He also puts eternity in their mind, but without man ever guessing, from first to last, all the things that [...] Read More
What Does it Mean to “Invest in What You Know?”
By "Chaim" Victor Schramm, CFS®, CAS®, AIF®What It Means to "Invest in What You Know":Why Investing in What You Know is a Qualitative Factor The ACME Conglomerated Industries Corporation makes any number of products and does brisk business. Mac works there in Corporate and sits in an office with a window that overlooks the glorious [...] Read More